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…the place where we pool our thoughts on all things wealth-related
Each lender has it’s own application process that needs to be navigated. They all have their own criteria that they use to “knock out” weaker contenders to ensure they abide by the responsible lending legislation. Knowing what punches to look out for and how to move around them avoids you taking a hit. Here are some…
If you believe your financial decisions will greatly affect your future, then it’s time to put plans into actions. These are three basic steps that can help you reach your financial success.
What are the key factors that will boost the chance of having your loan approved? From a lender’s perspective, here is a glimpse of the processes done after your loan application has been received.
Now Christmas is over, did you plan well? Here are some tips for now and next year. Ink Wealth can help you with strategies on how to prevent financial drain on this festive season.
Talk to us and we will be happy to assist you!
Switching home loans may help you save thousands of dollars in interest over the life of your loan. It can also enable you to take advantage of features offered by other loans that your existing mortgage may not have.
It costs nothing to reassess your current position and then decide if the benefits of switching are worth doing.
Interest rates may rise and fall over time. With each changes in the interest rates, your home loan repayments are affected. So, what if interest rates rise and you are not prepared? What strategies can you do to keep yourself afloat?
We all set goals, either consciously or unconsciously, but most of us are content with vague easily set targets that are just as easily forgotten the next day. We sort of know where we’re going and we count upon fate, luck, providence and quick thinking to get us there. This might work sometimes, but it also makes it easy for us to become confused, find excuses or give up.
Some home loan approvals can be processed in days, others take weeks. Why the delay? Don’t be tempted to blame your mortgage broker because rarely they are the ones causing the hold-up. Usually it is either a delay by the lender or incomplete client paperwork that causes the blowout. Some lenders fund loans faster than…
Financial fitness is not that different to physical fitness. Both take time, moderation and discipline, and both are equally rewarding in terms of improving your quality of life. Here’s a five-step plan for putting your finances in healthy working order.
If you are moving house, home loan portability gives you the option to take your current home loan with you. By keeping your loan from one property to the next, you won’t have to go through the process of refinancing and you can save on establishment costs like application and valuation fees, government charges and…
