Dip into our inkwell…
…the place where we pool our thoughts on all things wealth-related
Actors act. Cleaners clean. Taxi drivers drive taxis. Mortgage brokers? Well, we don’t just do mortgages. Here are the other aspects of your life we can help with when it comes to your financing options. Look, we’re not saying we’re as versatile as firefighters – fetching cats from trees, appearing in calendars, or you know,…
What a roller coaster time it’s been for the mortgage broking industry and our customers. The good news for the both of us is that our service to you will stay exactly the same moving forward, no matter who wins government come May. The people have spoken and both the government and opposition have listened. Both…
With a federal election due in May, the 2019 federal budget is more a series of election promises than it is a set-in-stone budget. That aside, here are some of the more interesting talking points and what they’ll mean for your family’s monthly budget. The winners from the 2019 federal budget are middle-income workers, small…
Book Your Free Phone Strategy Session https://inkwealth.com.au The smart use of Offset Accounts could literally save you thousands off your mortgage and allow you to own your home sooner. An offset account is a savings account or transaction account linked to your home loan account. The account balance is ‘offset’ daily against your home loan…
Before you submit a home loan application, think about what you can do to get it approved. In 2019, one of the top issues’ lenders are concerned with is loan serviceability. They want to know you can afford to service the loan while still comfortably meeting your living expenses. Let’s look at four reasons why…
Shopping with a credit card is quick, easy and painless – at least until your next payment becomes due. When buying with credit, it’s important to anticipate your next bill and make sure you repay more than the bare minimum. Use a budgeting app to keep an account of your purchases and an eye on…
Why is it that house flipping works for some and fails spectacularly for others? The idea of buying a property, renovating it and selling it for profit might seem straightforward, but there are many traps for the unwary. If you’re to have any chance of success with house flipping, it’s essential to follow the path…
Suffering a credit card hangover post-Christmas? Don’t let credit card debt get the better of you, especially if you’re planning to apply for a mortgage this year. Show you can reliably pay off your debts on time and more home loan options will be available to you. Did you know, every time you apply for…
When is the best time to refinance my mortgage? The short answer is: Whenever it makes financial sense to do so. The lending market is so vibrant and flexible these days. It has really opened up the ability for people to change their lending arrangements depending on a whole host of circumstances. Not so…
At the peak of the market last year 40% of all new loans were Interest Only. Interest Only loans are typically for 5 years and then you either apply for another 5 years Interest Only or it rolls onto a Principle and Interest repayment. Regulators are concerned people may not be able to afford…
