Dip into our inkwell…
…the place where we pool our thoughts on all things wealth-related
Today the lending market has completely changed. With so many new lenders available consumers have more flexibility and choice than ever before. Unless you fit into a very tiny square as a “standard client”, you could be wasting your time as the bank you walk into bank may not suit your needs. Before presenting to…
We don’t like to dust off the old crystal ball and speculate very often, but there’s been so much noise about whether the RBA will cut the official cash rate this Tuesday that we feel compelled to address it. 30 meetings in a row. That’s how long the RBA has kept the record low official…
While housing affordability is improving across the country, for many young first home buyers cracking into the property market can feel like breaking into a fortress. Here are five ideas that can help bust down that door. Housing affordability for new mortgage borrowers in Australia will continue to improve over the next 12 months because…
Hope you’ve got a great Easter break lined up! The Easter holidays are a great time to get away with the family. Here are seven simple ways to deter uninvited guests from entering your property these holidays – Easter Bunny Accepted. Get this: in 2017 there were 225,900 recorded burglaries in Australia. That’s one every…
Actors act. Cleaners clean. Taxi drivers drive taxis. Mortgage brokers? Well, we don’t just do mortgages. Here are the other aspects of your life we can help with when it comes to your financing options. Look, we’re not saying we’re as versatile as firefighters – fetching cats from trees, appearing in calendars, or you know,…
What a roller coaster time it’s been for the mortgage broking industry and our customers. The good news for the both of us is that our service to you will stay exactly the same moving forward, no matter who wins government come May. The people have spoken and both the government and opposition have listened. Both…
With a federal election due in May, the 2019 federal budget is more a series of election promises than it is a set-in-stone budget. That aside, here are some of the more interesting talking points and what they’ll mean for your family’s monthly budget. The winners from the 2019 federal budget are middle-income workers, small…
Book Your Free Phone Strategy Session https://inkwealth.com.au The smart use of Offset Accounts could literally save you thousands off your mortgage and allow you to own your home sooner. An offset account is a savings account or transaction account linked to your home loan account. The account balance is ‘offset’ daily against your home loan…
Before you submit a home loan application, think about what you can do to get it approved. In 2019, one of the top issues’ lenders are concerned with is loan serviceability. They want to know you can afford to service the loan while still comfortably meeting your living expenses. Let’s look at four reasons why…
Shopping with a credit card is quick, easy and painless – at least until your next payment becomes due. When buying with credit, it’s important to anticipate your next bill and make sure you repay more than the bare minimum. Use a budgeting app to keep an account of your purchases and an eye on…
