Dip into our inkwell…
…the place where we pool our thoughts on all things wealth-related
Let’s take a look at the basic facts about home loan deposits. The more you understand the options available, the better equipped you are to find a way onto the property ladder. As your mortgage broker, we can provide the expert guidance you need to find an affordable way into the home loan market. The…
Before a lender will grant you a loan, they will check to confirm that you are a good risk by looking at your credit report. Start 2018 with the resolution to better manage your finances. As the year progresses, these positive habits should filter through to an improved credit rating. 1. Keep a track of…
Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a home loan in Australia now is just 4-5 years.…
With so many products offered by various lenders, it can be quite perplexing trying to figure out whether or not you’ve scored yourself a good deal on your home loan. While doing your research and comparing what’s out there in the market is one of the most obvious ways to find out whether you’re sitting…
When it comes to saving on your mortgage, some of you may not have to look further than your job. If yours is a profession that classifies you as a ‘low risk’ borrower in the eyes of lenders, then you may be entitled to special discounts. The lucky ones Accountants, lawyers, and teachers are…
While you may not need a six-figure salary to invest in property, those who earn a relatively low income will require a little more creative thinking to start a portfolio. Here are some tips to help you get started. Find an investor-friendly loan The challenge for low-income earners, explains Kathy from Ink Wealth, is…
If you’re thinking of giving your home a total makeover using your SMSF, think again. Unfortunately, while you and your fellow trustees have some control over your fund, it doesn’t mean you can spend your money however you like. The ability to renovate a residential property that you own through an SMSF comes down…
Small business owners know all too well that the unpredictable nature of the industry can sometimes mean that quick access to cash flow is needed. Ink Wealth, presents some of the options available to you when you’re faced with a cash shortage. Solution #1: equipment finance For many small businesses, especially those in the…
So you’ve found your dream home, but it’s in need of a little TLC. While others may see this as a deterrent, this is actually a great opportunity to nab the house of your dreams at a price tag that’s within your means. Here’s how to tactfully negotiate the price without ruining your chances of…
Applying for a business loan is a completely different process to that of a home loan application. To ensure you don’t lose your way, we’ve set out a clear path for you to follow. 1. Find a specialised broker Commercial lending is very different to residential, so when searching for a broker, it is important…
