Dip into our inkwell…
…the place where we pool our thoughts on all things wealth-related
Here’s a bit of good news: you may be able to borrow more for your next home loan after the prudential regulator sent a letter to the banks asking them to relax a key lending criteria. In a letter to lenders, the Australian Prudential Regulation Authority (APRA) has proposed removing its guidance that lenders should…
No doubt, like most, you’re suffering from a bit of election fatigue. But stick with us – here’s one last article that explains what you can expect from the 46th parliament of Australia. With the Coalition securing enough seats to form a majority Morrison government, this week we thought we’d recap a number of key…
Did you know that it takes four to seven years for the average household to save a 20% deposit for their first home and avoid paying lender’s mortgage insurance? However, a new scheme promises to drastically reduce that time by dropping the required deposit to just 5%. As you may have seen, the Coalition government…
Fixing your home loan while rates are dropping is a bit like pulling the ripcord on a parachute. If you do it early you’ll get a steady ride but may miss out on a bit of action. But if you leave it too late things might get a little messy. To fix the rate or…
Today the lending market has completely changed. With so many new lenders available consumers have more flexibility and choice than ever before. Unless you fit into a very tiny square as a “standard client”, you could be wasting your time as the bank you walk into bank may not suit your needs. Before presenting to…
We don’t like to dust off the old crystal ball and speculate very often, but there’s been so much noise about whether the RBA will cut the official cash rate this Tuesday that we feel compelled to address it. 30 meetings in a row. That’s how long the RBA has kept the record low official…
While housing affordability is improving across the country, for many young first home buyers cracking into the property market can feel like breaking into a fortress. Here are five ideas that can help bust down that door. Housing affordability for new mortgage borrowers in Australia will continue to improve over the next 12 months because…
Hope you’ve got a great Easter break lined up! The Easter holidays are a great time to get away with the family. Here are seven simple ways to deter uninvited guests from entering your property these holidays – Easter Bunny Accepted. Get this: in 2017 there were 225,900 recorded burglaries in Australia. That’s one every…
Actors act. Cleaners clean. Taxi drivers drive taxis. Mortgage brokers? Well, we don’t just do mortgages. Here are the other aspects of your life we can help with when it comes to your financing options. Look, we’re not saying we’re as versatile as firefighters – fetching cats from trees, appearing in calendars, or you know,…
What a roller coaster time it’s been for the mortgage broking industry and our customers. The good news for the both of us is that our service to you will stay exactly the same moving forward, no matter who wins government come May. The people have spoken and both the government and opposition have listened. Both…
