Dip into our inkwell…
…the place where we pool our thoughts on all things wealth-related
Five rate rises in 2026 have certainly strained many household budgets around the country. So what can you do about it? Debt consolidation is one option that may be worth a look. Here’s what’s involved. November saw homeowners slugged with a fifth rate hike in just 10 months. And, not surprisingly, plenty of talk has…
Mortgage holders are once again left holding the bag on Melbourne Cup Day with the RBA lifting the cash rate to 4.85%, its highest level in 18 years. If your repayments are starting to bite, here’s how we could help you rein in your interest rate. Following hikes in February, March, May and September, this…
First homebuyers are rethinking their path to property. We reveal how the ownership dream is evolving, and the strategies first homebuyers are using to achieve their goals. When it comes to life goals, they don’t come much bigger than buying a first home. And while getting started on the property ladder has become more challenging…
Eager to score a price discount on your home purchase? Of course you are. We reveal how much of a discount sellers are currently offering – and what you can do to flex your negotiating muscle. Today’s homebuyers have a chance to enjoy a rare double win – the savings of lower property prices in…
What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why. The numbers say it all. Last year, brokers in Australia arranged one home loan every 38 seconds. Why have brokers become the go-to partner for home loan…
A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a ‘good’ rate look like right now? We reveal what’s currently a competitive rate, and how you may be able to land one. Let’s not sugarcoat this. Four rate hikes in just eight months is leaving…
Here we go again … The Reserve Bank of Australia (RBA) has raised the cash rate for a fourth time this year to 4.60%. Check out this week’s article to find out why they felt the need to pass on more borrowing pain to mortgage holders. Following hikes in February, March and May, this latest…
The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here’s how it could be done. The 2026 Federal Budget may have changed many of the rules for property investors. But a rental property can still be an attractive long-term…
In today’s easing market, it may be tempting to wait for property prices to fall further. But it’s a strategy that could see first home buyers left disappointed. We explain why. There is no shortage of media headlines touting big falls in home prices. But the reality may be less sensational. While some property values…
Australia’s peak property season is underway, and spring 2026 is shaping up as a buyers’ market. Here’s what the experts say we can expect in the weeks ahead. Spring is traditionally the biggest selling period of the year for real estate. It’s a season that can see more homes come onto the market, with listings rising, on average,…
