While housing affordability is improving across the country, for many young first home buyers cracking into the property market can feel like breaking into a fortress. Here are five ideas that can help bust down that door. Housing affordability for new mortgage borrowers in Australia will continue to improve over the next 12 months because…
Hope you’ve got a great Easter break lined up! The Easter holidays are a great time to get away with the family. Here are seven simple ways to deter uninvited guests from entering your property these holidays – Easter Bunny Accepted. Get this: in 2017 there were 225,900 recorded burglaries in Australia. That’s one every…
Actors act. Cleaners clean. Taxi drivers drive taxis. Mortgage brokers? Well, we don’t just do mortgages. Here are the other aspects of your life we can help with when it comes to your financing options. Look, we’re not saying we’re as versatile as firefighters – fetching cats from trees, appearing in calendars, or you know,…
What a roller coaster time it’s been for the mortgage broking industry and our customers. The good news for the both of us is that our service to you will stay exactly the same moving forward, no matter who wins government come May. The people have spoken and both the government and opposition have listened. Both…
With a federal election due in May, the 2019 federal budget is more a series of election promises than it is a set-in-stone budget. That aside, here are some of the more interesting talking points and what they’ll mean for your family’s monthly budget. The winners from the 2019 federal budget are middle-income workers, small…
Before you submit a home loan application, think about what you can do to get it approved. In 2019, one of the top issues’ lenders are concerned with is loan serviceability. They want to know you can afford to service the loan while still comfortably meeting your living expenses. Let’s look at four reasons why…
Shopping with a credit card is quick, easy and painless – at least until your next payment becomes due. When buying with credit, it’s important to anticipate your next bill and make sure you repay more than the bare minimum. Use a budgeting app to keep an account of your purchases and an eye on…
Why is it that house flipping works for some and fails spectacularly for others? The idea of buying a property, renovating it and selling it for profit might seem straightforward, but there are many traps for the unwary. If you’re to have any chance of success with house flipping, it’s essential to follow the path…
Suffering a credit card hangover post-Christmas? Don’t let credit card debt get the better of you, especially if you’re planning to apply for a mortgage this year. Show you can reliably pay off your debts on time and more home loan options will be available to you. Did you know, every time you apply for…
There’s no better way to celebrate the true spirit of Christmas than by giving without expecting anything in return. Although December is one of the peak times for charity donations, fewer Australians are giving compared to 10 years ago, according to the three-year Giving Australia 2016 project. Australia has recently slipped out of the top…
